Journal: Navigating dental plan options is a challenge

By the CDHP team

Millions of children are expected to acquire dental coverage as a result of the Affordable Care Act, but as the Wall Street Journal reports, families will have various factors to weigh as they make their decision. Adults seeking coverage face a particular challenge as they consider out-of-pocket costs. It may comes as a surprise for many older adults to learn this:

Medicare, the federal insurer for the disabled and for adults 65 or older, doesn't cover routine dental care, so many seniors still face hefty out-of-pocket costs. Two-thirds of 407 seniors earning less than $35,000 a year said they couldn't afford a procedure such as a crown, implant or bridge, according to a recent survey by Oral Health America and Harris Interactive.

The WSJ article offers suggestions on how families should shop for pediatric or adult dental coverage.

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children ages 6-12 suffered a toothache in the previous six months.
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